Flipping Homes Is a Race—Don’t Let Money Hold You Back

Today we are going to discuss: The Hack That Keeps Your Fix and Flip Moving Without Delays. Fix-and-flip success comes down to speed. The faster you complete a project, the sooner you get paid. But what if your money is stuck at the starting line? Delays can eat away at profits, add stress, and even cause you to miss the best selling season. So, what’s really slowing you down?

The answer: cash flow.

You need money at the right time to keep your project moving. But even if you have a lender, their funding process can still hold you back. Let’s break it down and, more importantly, fix it.

Why Do Lenders Slow Down Fix-and-Flips?

You might think, “My lender has 100% of my money, so why should cash flow be an issue?” In theory, that sounds right. But in reality, lenders only release money when specific work is completed.

Understanding Escrows

• Escrow funds are the money your lender sets aside for repairs.
• Lenders don’t give you money upfront. They pay for completed work, not future work.
• You must finish part of the project first before the lender releases more funds.

That’s where the problem starts. You need cash before work begins—to order materials, pay contractors, and get permits. But the lender won’t release funds until work is already done. So how do you keep the project moving?

The Key to Fix-and-Flip Speed: Your Money Bucket

The most successful investors have a strategy to avoid cash flow problems. They set up a Money Bucket—a pool of funds they can tap into whenever they need it.

How the Top Investors Keep Projects Moving:

• Pre-fund expenses using available cash, credit lines, or other financing.
• Pre-order materials like doors and windows to avoid supply delays.
• Secure contractors by paying deposits and keeping them scheduled.
• Cover upfront costs for permits, architects, and engineers.

Having quick access to money means you can start work immediately after closing, avoiding the typical delays that stretch a project from weeks to months.

Real Example: A Flipper Who Gets It Right

One of our investors consistently flips properties in under four weeks—even with structural repairs. How? He has his Money Bucket ready.

• He pre-orders materials before closing.
• He has a contractor lined up and paid to start immediately.
• He uses a credit line to cover expenses until escrow funds kick in.

While others sit waiting for money, he’s already halfway through his project.

The Cost of Delays: Why You Can’t Afford to Wait

Every month your project stalls, you lose money.

• Mortgage payments stack up.
• Property taxes and insurance keep adding up.
• Contractors move on to other jobs, pushing your timeline back even further.
• Market conditions change, and you risk missing the best selling window.

For example, if your goal is to list a property in May but delays push it to November, you could see fewer buyers and lower offers—killing your profits.

How to Build Your Money Bucket

To keep your fix-and-flip moving fast, you need access to funds—before lender escrow payments arrive.

Ways to Fund Your Money Bucket:

• Personal savings – Keep a reserve set aside.
• Business credit lines – Use revolving credit to cover short-term gaps.
• 0% intro APR credit cards – A great option if paid off quickly.
• Private money – Borrow from trusted sources who understand your timeline.

Even if you put $10,000–$15,000 on a credit card at 24% interest, that’s still cheaper than carrying extra mortgage payments for months.

Take Action Now: Be Ready Before You Flip

Successful fix-and-flippers don’t wait until closing to figure out cash flow. They prepare in advance. Contact us today to find out more!

✅ Build your Money Bucket before you buy your next flip. ✅ Know your lender’s escrow process and how long draws take. ✅ Have funding sources ready so you never have to pause work.

Need help setting up your Money Bucket? Download our free guide below and learn exactly how to keep your fix-and-flip moving fast.

Download free Money Bucket ebook: https://bit.ly/3EmqQiS

Watch our most recent video to find out more about: The Hack That Keeps Your Fix and Flip Moving Without Delays