ARV     = After Repair Value

AFSF    = Above Ground Finished Square Feet

Atty     = Attorney

BPO     = Broker Price Opinion

BKR      = Broker

BNK     = Bank

BRW    = Borrower

CLTC    = Combined Loan to Value

CMA    = Current Market Value (use as BPO)

Comp  = Comparable Sale

CR        = County Road

DSCR   = Debt Service Coverage Ratio

EIN      = Employer Identification Number (Business version of an SSN)

E&O     = Errors and Omissions Insurance

EOI      = Evidence of Insurance

EOM    = End of Month

EOY     = End of Year

I/O       = Interest Only

Int        = Interest

ISAOA  = It’s Successors and/or Assigns

JMT     = Judgement

LTV      = Loan to Value

L/F       = Late Fee

L/O      = Loan Officer

MTG    = Mortgage

MSG    = Message

NMLS  = Nationwide Multistate Licensing System

Orig     = Origination

O&E     = Ownership and Encumbrances (title check to see who owns and who’s owed)

POA     = Power of Attorney (ask title if needed, we have a template if they don’t provide one)

PA        = Purchase Agreement (Sales Contract)

PFS      = Personal Financial Statement

PP        = Purchase Price

PPA      = Partial Payment Arrangement (Monthly stream of payments)

P/O      = Payoff

Pts       = Points

OPM    = Other Peoples Money

SFR      = Single Family Residence

SOW    = Scope of Work

SQ FT   = Square Feet

SPO     = Spouse

SS        = Short Sale

SSA      = Short Sale Agreement

TIN      = Tax ID Number (could be an EIN, SSN Or an ID# for a legal or illegal immigrant to file    their taxes)

TFSF     = Total Finished Square Feet

TSF      = Total Square Feet

VOM    = Verification of Mortgage

VOE     = Verification of Employment

WS       = Wholesale

To apply for fix and flip loans please follow this link.


If you have any question regarding the DSCR loans you can email us at or call us at 303.539.3000.


Looking for more info on DSCR loans and or other investment loans, check out our Youtube Channel.