Weekly Investor Mortgage Report – December 18th, 2023


Check out this week’s Investor Mortgage Report. Whether you’re looking for a DSCR, private, conventional, or other type of loan, we’ve got this week’s most current rates available.

Want to know what your rates would be for your unique situation or portfolio? Then get your personal Investor Mortgage Report here!

DSCR Loans

Best Rate at 60% LTV:    6.8% to 7.125%

Best Rate at 70% LTV:    7% to 7.375%

Best Rate at 80% LTV:    7.25% to 7.5%

Highest LTV:    85% (purchase + rate and term)

Lowest FICO score:    620

Smallest Loan:    $75,000

Largest Loan:    $20mm (large portfolios)

Vacant Properties:    75%

Short-Term Rentals: 80% (purchase + rate and term)

Best rates are based on 780+ credit score, DSCR above 1.15, loans over $300k and in major cities.  We have 20+ of the best DSCR loan buyers at our fingertips and can help with most clients’ needs.

No Ratio Loans

Highest LTV: 75% (Purchase + rate and term)

No ratio loans are loans that do not require a rental agreement or have negative cash flow.

Conventional Loans

Owner Occupied: Mid 6%

Non-Owner Occupied: High 6% – Low 7%

Conventional loan rates powered by TNS Loans NMLS #1719349 on properties in Colorado.  If you want specific rates, reach out to TNS Loans via email at MB@TNSLoans.com.

Private Loans

Small Loans and Lenders (.5 – 3 Points): 10% – 13%

Large Lenders (15% down + 1 point + closing costs): 10 – 13.5%

Coming Soon…

Bank Loans

Construction Loans


Business Credit Cards

Please note all loans except Conventional Loans are Non-Trid loans (business purposes only) and require properties to be closed in a business entity like an LLC.

Don’t forget to grab a copy of your personal Investor Mortgage Report here