Tag Archive for: cash flow

What Makes a DSCR Loan Easy for Investors

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What Makes a DSCR Loan Easy for Investors

Are you looking for a loan that is easy to qualify for with very few requirements? Then we have your solution. We call it the Easy Rental Loan, but other lenders in the industry call it a DSCR loan. A DSCR is also known as a debt service coverage ratio loan, measures your ability to cash flow in order to pay your monthly costs. There are two key items that you need in order to qualify for a DSCR loan. Let’s take a look.

Two key items for the Easy Rental Loan are:

  1. A decent credit score
  2. A lease that covers the monthly cost of your property

The Monthly costs include

  1. Mortgage payment
  2. Property taxes
  3. Insurance
  4. HOA fee

Benefits of the Easy Rental Loan:

If your property positively cash flows, meaning that you make more than you spend on the property, then you can qualify for an easy rental loan. Better yet, you can still qualify for affordable, long term fixed rates with a 30 year fixed term. 

What makes the Easy Rental Loan Easy:

A DSCR loan makes it easy for investors to apply and qualify. You don’t have to worry about submitting tax returns, being in business for two or more years, or having too many financed properties. It really doesn’t get easier than that

Contact us today!

So if you’re looking for a fast, efficient, and easy solution to fund your rental properties, then look no further. We have the easy rental loan waiting for you.

Ready to chat? Great! Our team here at The Cash Flow Company is here to help. We are eager to set you on a path that helps you make the kind of money you need to live the life you want.

Watch our most recent clip to find out more about the Easy Rental Loan.

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Secured vs Unsecured Peer to Peer Lending

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Secured vs Unsecured Peer to Peer Lending

What is peer to peer lending, and what is the difference between secured and unsecured? Peer to peer lending is asking anyone that you know, or even people you don’t know, for money. While family and friends can be part of this, that is not what we are talking about. Instead we are referring to people in your community or those in the real estate community. These individuals want to make money, however, they don’t want to own properties. Roughly 98% of peer to peer money comes from these groups of people, not family and friends. So what is the difference between secured and unsecured peer to peer lending? Let’s take a closer look.

The struggles with budgets.

There are a lot of people right now who are struggling with their budgets. This is because everything has gone up, from taxes and insurance to the cost of gas. Everything is putting a strain on budgets. This is where peer to peer lending can help people to escape their financial struggles. Peer lenders, who have money in their IRA, are looking for better returns. At the same time real estate investors and business owners are looking for better lending options. By working with real people again, both the borrower and lender can benefit from peer to peer lending.

Peer to peer lending can replace traditional loans.

As investors, we want to replace some or all of the funding that we normally receive from traditional lenders. These traditional lenders include banks, hard money lenders, and private lenders. By replacing all of that with a peer to peer bucket of money, you can create a faster, easier, and cheaper lending option. There is no need to be fearful! Peer to peer has been around since before banks were even established. The only thing you need to keep in mind is to take the time to secure everything properly. This will give both you, the borrower, and the lender, the reassurance that the deal is secured with real estate vs unsecured.

Creating better returns.

Those who use peer to peer lending will in turn get better returns than they would in other situations. For example, banks will normally give someone 5% and then lend out 9%. This creates a 3% to 5% profit for the bank. When you borrow directly from me, you will get cheaper money, and I will also get a better return because it is secured. A secured return is one that is secured by a piece of real estate. By taking the bank out of the middle, it makes it faster, easier, and cheaper money. Thus creating a win win situation for both the borrower and the lender.

Keep it simple and be prepared.

When we are talking about peer to peer lending we are not talking about begging people for money. We are also not saying that you need to go out and convince people. Going through the process correctly provides more opportunities for future lending. Once you have one peer to peer lender, you can easily jump to more by showcasing how you treat your peer lender, showing that you pay on time, and paid it back. Those who treat it like a bank loan or a real business will be able to expand their peer to peer bucket of money at a much faster pace. For those who struggle with communication, you can create a quick presentation or video to explain everything with links. Don’t make things complicated! 

What do you need to do to be prepared?

Peer to peer lending requires less paperwork than a traditional loan. You also don’t have to worry about being denied because of your bank statements or credit scores. With the way things have changed and shifted over the years, the lending pools are shrinking as well. By taking the time to get everything secured, you will create a win win situation. Let’s take a closer look at what you need.

  1. We are going to secure this with a piece of real estate by using a deed of trust or mortgage.
  2. Everything is recorded by title. 
  3. Wire money directly to title for the closing.
  4. We are going to make it so secured that it will make them feel reassured.
  5. You are going to build a nice case to show them the property.
    1. Rental – Maybe it’s already fixed up and already rented. Then you can show that money is coming in.
    2. Flip- Here’s the flip and if it’s new, here’s what I’m going to do to the property. If you are experienced, then you can show what you have done in the past.
  6. When the property is refinanced or paid off, then the title company is going to pay the peer lender back directly.

Find people who are engaged or looking 

Peer to peer lenders are everywhere! Many are in their retirement age or in a retirement zone and just need more money to live. With the rapidly increasing cost of living over the past few years, many people are looking for something that will provide a better and more secure return. 

  • Self Directed IRA

This is a group of people who have their 401K or IRA in a self directed plan. A self directed plan is one they can use to invest in anything. Those with this type of plan are used to working with private places such as a business preliminary stock or deeds. 

  • Equity Trust and Direction IRA

They have meetups and groups that you can attend so that you can get connected with others in the community. An added benefit is that they have people who can take care of the paperwork for you while you decide where to invest.

Peer to peer helps the community.

By using peer to peer lending as opposed to traditional lending, you’re putting money back into the community. By living here, working here, and investing here, you can see the benefits of your hard work. From fixing up properties to renting properties, we are going to improve the community around us. People who are lending will feel that they are helping the community, plus they can see where their money is. 

Now is the time

2024 predictions are indicating that rates will decrease dramatically. Now is the time to use peer to peer lending for your real estate needs. It is important that investors set up their peer to peer bucket of money as soon as possible. Don’t waste time waiting for loan approvals from banks. Instead, think outside the box, find your peer to peer community, and take the time to get everything secured vs unsecured. Peer to peer lending creates the flexibility you need to make investing easier and more profitable for both the borrower as well as the lender.  

Here at The Cash Flow Company we can help you navigate peer to peer lending. We have created systems to help navigate the process for both the borrower, as well as the lender. Contact us today to find out more.

Watch our most recent video to discover more about How to Escape Financial Struggles with Peer to Peer Lending.

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How to Overcome Your Fear of Real Estate Investing

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How to Overcome Your Fear of Real Estate Investing

Real estate investing can be daunting for many people. They often wonder what they have to do in order to apply and be approved for multiple loans. So how do you get started and overcome your fear of real estate investing? Let’s take a closer look.

Good properties make the difference.

When you are selecting properties for your real estate investments it is imperative that you have good properties. What is a good property? A good property is one that meets all of your numbers, and will help you move forward. If the property doesn’t pay for its own mortgage and fix up, then don’t do it. By taking a property that does not cash flow, it will become a burden as opposed to an asset. 

What do we mean by “covers everything”?

When you get into an investment and take out a loan, you have to make sure that the business covers everything on that loan, so that it doesn’t become a worry. Just to clarify, the business is the property. For example, if you have a rental property, then the rents have to not only pay the mortgage payment, but they also have to cover additional expenses as well. If you have a mortgage payment of $2,000, then you need to charge $2,500. This amount will not only cover the mortgage, but provides extra money for fix up costs or other expenses. 

Keep personal and business separate.

The key to being successful in real estate investing is to separate your business expenses from personal expenses. At no time should the property cost you money out of your personal funds. It is important to be safe and secure in order to protect your personal credit score, and ensure your financial stability. Here at The Cash Flow Company we strive to help you succeed. Contact us today to find out more about setting up your business correctly in order to prevent credit score stress and financial strain. 

In conclusion.

Overcome your fear of real estate investing by doing the research and setting yourself up for success. Real estate investors need to set the business up correctly, know the numbers, and be prepared. 

Here at The Cash Flow Company we can get you started on the path of success. Contact us today to find out more about getting started in real estate investing. Also discover what you need to do to overcome your fear.

Watch our most recent video about Overcoming your fear of real estate investing to find out more! 

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The Benefits of a DSCR Loan

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The Benefits of a DSCR Loan

Are you looking for a loan that is easy to qualify for with good rates and a 30 year fixed term? Then we have your solution. We call it the Easy Rental Loan, but other lenders in the industry call it a DSCR loan. A DSCR is also known as a debt service coverage ratio loan, measures your ability to cash flow in order to pay your monthly costs. Before looking at the benefits of a DSCR loan, there are two key items that you need to take into consideration. Let’s take a look.

Two key items for the Easy Rental Loan are:

  1. A decent credit score
  2. A lease that covers the monthly cost of your property

The Monthly costs include

  1. Mortgage payment
  2. Property taxes
  3. Insurance
  4. HOA fee

Benefits of a DSCR Loan:

If your property positively cash flows, meaning that you make more than you spend on the property, then you can qualify for an easy rental loan. Better yet, you can still qualify for affordable, long term fixed rates with a 30 year fixed term. 

What makes the Easy Rental Loan Easy:

You don’t have to worry about submitting tax returns, being in business for two or more years, or having too many financed properties. It really doesn’t get easier than that

Contact us today!

So if you’re looking for a fast, efficient, and easy solution to fund your rental properties, then look no further. We have the easy rental loan waiting for you.

Ready to chat? Great! Our team here at The Cash Flow Company is here to help. We are eager to set you on a path that helps you make the kind of money you need to live the life you want.

Watch our most recent clip to find out more about the Easy Rental Loan.

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Master These 4 Key Real Estate Loan Calculations

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Master These 4 Key Real Estate Loan Calculations

Today we are going to look at a few examples in order to help you visualize and master the 4 key real estate loan calculations. These 4 key calculations include how to calculate a point, simple interest, loan to ARV, and loan to value. It is important that you understand this when you are in real estate investing, because they will impact both your cash flow and closing costs. Grab your calculator, paper, and a pen! 

What is a point?

When a lender says that they are going to charge you 1 or 2 points, what exactly does that mean? A point in the lender world means percent. Therefore, 2 points for example equals 2%. To clarify, it’s 2% of your loan amount, as opposed to your purchase price. This percentage is the amount that you are paying in the origination to the lender and it is included in your closing costs. The closing costs will also include down payment, appraisal, just to name a few. Let’s jump into an example to see how to calculate point.

For example:

Loan for $150,000

They will charge you 2% 

Origination fee = $3,000

$150,000 x .02 = $3,000

You need to understand how to calculate a point because it will impact your closing cost and your overall cost of doing business. 

How do you calculate your interest rate?

Not only does DSCR have some interest only options, but private money and hard money do as well. Today, we are looking at how to calculate the monthly interest rate on a simple mortgage. Just to clarify, monthly interest and simple interest are one in the same. So, if a lender says that you are going to be charged 11% or 12% on your loan amount, what does that mean? First and foremost, that 11% or 12% is an annual amount not a monthly amount. Let’s jump into an example to see how you calculate the interest rate.

For example:

Loan for $150,000

Lender says the interest rate is 11% (this is an annual amount)

$150,000 x .11 = $16,500  (this is the interest that is charged on an annual basis)

Now we have to divide it by 12 to determine the monthly interest cost.

$16,500 ÷ 12 = $1,375 monthly interest cost

It is important that you know how to calculate your interest rate because that is the monthly amount that is coming out of your pocket.

How do you calculate loan to ARV?

ARV, which stands for the after repair value, is also referred to as the anticipated amount. To put it another way, this is what you estimate the value of the property to be after you have finished your flip. The ARV is based on comparables and the current market. When your lender lends you money, part of that money is going to be based on the calculated ARV. That loan amount is also dependent on the lender’s loan to ARV percentage. This percentage is found by dividing the loan amount by the ARV.  Let’s jump into an example and see how you calculate the loan to ARV percentage. 

For example:

In this market, with a property that is all fixed up, the ARV is $300,000

The lender is able to lend $210,000 (because it will be based on the ARV and what their loan to ARV is)

So in this case, we divide the $210,000 by the $300,000, which equals a loan to ARV percentage, which is 70%.

$210,000 ÷ $300,000 = .70 loan to ARV percentage (70%)

This is important to know because lending companies will say what percentage they loan based on the ARV. By crunching the numbers, you can easily determine what the lenders loan amount would be for your property.

How do you calculate LTV?

LTV stands for loan to value. The difference between loan to ARV and loan to value is what the value represents. The value in LTV is the current value of the property with nothing else changed on it. Meaning, what is the value now? What is the value today? How do you find the value? This normally comes off of comps or appraisals that are done by the lender. Let’s jump into an example and see how you calculate the LTV percentage. 

For example: 

Purchase price (current value) $200,000 

Loan amount $140,000

We are going to divide the loan amount by the purchase price.

$140,000 ÷ $200,000 = .70 LTV percentage (70%)

Again, by crunching the numbers, you can then determine what their loan amount would be for your property.

In conclusion

If you’re a new investor or even if you’re an old pro, you need to master these 4 key real estate loan calculations. As an investor these are the things that you are going to come across when you are working with lenders. 

If you have any other questions or need a run through to show how things work, please contact us today! 

Watch our most recent video to Master These 4 Key Real Estate Loan Calculations.

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DSCR Loan Explained – Easy Rental Loan for Investors

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DSCR Loan Explained – Easy Rental Loan for Investors

Are you looking for a lightning fast easy loan for your rental properties? Something that comes with affordable, long term fixed rates? Then we have your solution. We call it the Easy Rental Loan that is for investors, but other lenders in the industry call it a DSCR loan. A DSCR is also known as a debt service coverage ratio loan, measures your ability to cash flow in order to pay your monthly costs. There are two key items that you need to know about the Easy Rental Loan for Investors. Let’s take a look.

Two key items:

  1. A decent credit score
  2. A lease that covers the monthly cost of your property

The Monthly costs include:

  1. Mortgage payment
  2. Property taxes
  3. Insurance
  4. HOA fee

Benefits for investors:

If your property positively cash flows, meaning that you are making more than you spend on the property, then you can qualify for an easy rental loan. Better yet, you can still qualify for good rates and a 30 year fixed term. 

What makes it Easy:

This is an amazing product for investors. Unlike traditional lenders you don’t have to worry about submitting tax returns, being in business for two or more years, or having too many financed properties. It really doesn’t get easier than that

Contact us today!

So if you’re looking for a fast, efficient, and easy solution to fund your rental properties, then look no further. We have the easy rental loan waiting for you.

Ready to chat? Great! Our team here at The Cash Flow Company is here to help. We are eager to set you on a path that helps you make the kind of money you need to live the life you want.

Watch our most recent clip to find out more about the Easy Rental Loan.

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From Denial to Approval: Credit and Interest Explained

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From Denial to Approval: Credit and Interest Explained

Our goal today is to show how interest rates, credit scores, and LTV can affect your ability to not only qualify for a loan, but also to cash flow on the property. As a result, investors are walking a very fine line between being denied or approved for a loan. Learn how to shift from denial to approval today!

Type of property Purchase price Appraisal 

average 

rents in area 

 Amount down Financing 

30 year loan

 Fees

Taxes

Insurance

HOA

 DSCR 

(LTV) 
Rental $250k $1,950 20% 80%

($200K loan) 

 $300 75%
Credit Score DSCR rate Payment amount 

principle and interest

 Payment amount plus fees  Cash flow 

based on appraisal 
Client 1 680 9.75% $1,718 $2,018 -$68.00
Client 2 720 8.99% $1,608 $1,908 +$42.00
Client 3 780 8.75% $1,573 $1,873 +77.00

The power of credit scores.

Your credit scores not only affect your rates, but they also will impact your cash flow on the property. Do you need to raise your credit score in order to qualify? We can help you get your credit scores back on track with our 911 loan. Contact us today to find out more. As credit scores go up, you will be able to not only capture more monthly income, but you will also create wealth.

How do rates affect cash flow?

As rates continue to rise, your payments are going to increase as well. This in turn causes your cash flow to suffer, and in most cases it will be a negative. Cash flow positive on the other hand, means that there are going to be more properties available for more investors. So keep your eye out for this change!

Rates are decreasing!

Over the past three weeks rates have been decreasing. We may be at the peak right now and many are predicting that rates are going to significantly drop in 2024. It is imperative that you stay up to date and keep track of current trends. We have created a Weekly Investor Mortgage Report for you! Reach out through our website or email to find out more.

Keep increasing your leverage!

In real estate investing leverage is the key to success. It is what makes your wealth and creates your income. By using banks, other people’s money, and filling your leverage buckets, you will set yourself up for success.  

In Conclusion.

This example paints a very clear picture showing how 3 different people compare side by side on the same property. Nowadays, investors can either be denied or approved just based on their credit score, or where the markets are. While being denied is discouraging, it is important that you understand why you didn’t qualify in order to make a change. If you want to impact where you are and where you are going in 2024, then check out our website. We have a lot of ways to positively impact your credit, as well as a weekly newsletter. We are here to help you get on the path to success. 

Watch our most recent video to find out more on How High Interest Rates Impact Real Estate Investments.

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Breaking Down the Numbers: How Rates Impact Your Cash Flow

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Breaking Down the Numbers: How Rates Impact Your Cash Flow

Today we are going to break down the numbers in order to paint a picture of how rates impact your cash flow. Specifically, we want to illustrate how rates, credit scores, and LTV can affect your ability to cash flow on a property. While we are aware that the Fed is impacting us, it is important that we see what that looks like on paper. The example we are reviewing today will provide an excellent visual of how everything plays a role in the real estate game. DSCR is the product we are using today because it is one of the most popular out there.

Type of property Purchase price Appraisal 

average 

rents in area 

 Amount down Financing 

30 year loan

 Fees

Taxes

Insurance

HOA

 DSCR 

(LTV) 
Rental $250k $1,950 20% 80%

($200K loan) 

 $300 75%
Credit Score DSCR rate Payment amount 

principle and interest

 Payment amount plus fees  Cash flow 

based on appraisal 
Client 1 680 9.75% $1,718 $2,018 -$68.00
Client 2 720 8.99% $1,608 $1,908 +$42.00
Client 3 780 8.75% $1,573 $1,873 +77.00

What about Conventional and Fix and Flips?

This example is also representative of a conventional, and fix and flips as well. In a nutshell, the more you pay on interest, the less properties you can handle. 

What is the appraisal?

An appraisal determines the average of rents in the neighborhood and uses this amount in the underwriting. The amount can change depending on if you have a couple years of history with rents that exceed the determined amount. The increasing rates are making it extremely difficult for properties to hit the expected rent amount.

What is the DSCR rate?

DSCR rates are determined based on your LTV. A credit score below 680 typically lowers the LTV from 80% to 75%. Therefore, you would need to put in more money up front on each purchase. If you’re looking at a DSCR with a credit score of 679, you will either be declined or it will flip you into a non ratio DSCR. Which means that your rates are going to be higher. Is a DSCR loan right for you? Visit our website to find out more.

How do rates affect cash flow?

As rates continue to rise, your payments are going to increase as well. This in turn causes your cash flow to suffer, and in most cases it will be a negative. Cash flow positive on the other hand, means that there are going to be more properties available for more investors. So keep your eye out for this change!

In Conclusion.

It is vital that you understand how rates, credit scores, and LTV can all affect your ability to cash flow on a property. Today we painted a picture that provided a side by side comparison of 3 different people. This allowed us to illustrate how all of these components work together and impact the overall cash flow. Let today’s example empower you to take a closer look at your numbers in order to create more cash flow in 2024!

Check out our website to find ways to positively impact your credit, as well as a weekly newsletter. We are here to help you get on the path to success. 

Watch our most recent video to find out more on How High Interest Rates Impact Real Estate Investments.

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How High Interest Rates Impact Real Estate Investments

Categories:

How High Interest Rates Impact Real Estate Investments

Today we are going to paint a picture of how high interest rates impact investments for those who fix and flip properties or have rentals. Our goal is to show how rates, credit scores, and LTV can affect your ability to not only qualify for a loan, but also cash flow on the property. We all know what is happening with the Fed and how it is impacting us, but what does that look like on paper? The example that we are reviewing today will provide an excellent visual of how everything plays a role in the real estate game. DSCR is the product we are using today because it is one of the most popular out there.

Type of property Purchase price Appraisal 

average 

rents in area 

 Amount down Financing 

30 year loan

 Fees

Taxes

Insurance

HOA

 DSCR 

(LTV) 
Rental $250k $1,950 20% 80%

($200K loan) 

 $300 75%
Credit Score DSCR rate Payment amount 

principle and interest

 Payment amount plus fees  Cash flow 

based on appraisal 
Client 1 680 9.75% $1,718 $2,018 -$68.00
Client 2 720 8.99% $1,608 $1,908 +$42.00
Client 3 780 8.75% $1,573 $1,873 +77.00

What about Conventional and Fix and Flips?

This example is also representative of a conventional, and fix and flips as well. In a nutshell, the more you pay on interest, the less properties you can handle. 

What is the appraisal?

An appraisal determines the average of rents in the neighborhood and uses this amount in the underwriting. The amount can change depending on if you have a couple years of history with rents that exceed the determined amount. The increasing rates are making it extremely difficult for properties to hit the expected rent amount.

What is the DSCR rate?

DSCR rates are determined based on your LTV. A credit score below 680 typically lowers the LTV from 80% to 75%. Therefore, you would need to put in more money up front on each purchase. If you’re looking at a DSCR with a credit score of 679, you will either be declined or it will flip you into a non ratio DSCR. Which means that your rates are going to be higher. Is a DSCR loan right for you? Visit our website to find out more.

The power of credit scores.

Your credit scores not only affect your rates, but they also will impact your cash flow on the property. Do you need to raise your credit score in order to qualify? We can help you get your credit scores back on track with our 911 loan. Contact us today to find out more. As credit scores go up, you will be able to capture more monthly income and create wealth.

How do rates affect cash flow?

As rates continue to rise, your payments are going to increase as well. This in turn causes your cash flow to suffer, and in most cases it will be a negative. Cash flow positive on the other hand, means that there are going to be more properties available for more investors. So keep your eye out for this change!

Rates are decreasing!

Over the past three weeks rates have been decreasing. We may be at the peak right now and many are predicting that rates are going to significantly drop in 2024. It is imperative that you stay up to date and keep track of current trends. We have created a Weekly Investor Mortgage Report for you! Reach out through our website or email to find out more.

Keep increasing your leverage!

In real estate investing leverage is the key to success. It is what makes your wealth and creates your income. By using banks, other people’s money, and filling your leverage buckets, you will set yourself up for success.  

In Conclusion.

I wanted to paint this picture so you can understand how 3 different people compare side by side on the same property. Investors can either be denied or approved just based on their credit score, or where the markets are. While being denied is discouraging, it is important that you understand why you didn’t qualify and why properties are not cash flowing right now. If you want to impact where you are and where you are going in the New Year, then check out our website. We have a lot of ways to positively impact your credit, as well as a weekly newsletter. We are here to help you get on the path to success. 

Watch our most recent video to find out more on How High Interest Rates Impact Real Estate Investments.

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Why You Should Buy Rental Properties Now

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Why You Should Buy Rental Properties Now

Investors are asking why they should buy rental properties with interest rates being so high. While no one has a crystal ball to see the future of interest rates, there is a market trend that many seasoned investors follow. They buy when rates are high, and then refinance when the rates drop again. In doing so, the seasoned investors put themselves ahead of the game. Consequently, by already having a property in hand, it takes the pressure off not having to rush into deals when rates drop. You too will be able to take advantage of the lower rates without scrambling to find properties. Below is an example of how cash flow is being affected by the current interest rates. Our focus is on the future. The ultimate goal is to buy now in order to create optimum cash flow later. 

DSCR Loan

Today we are going to dive into an example illustrating why purchasing rental properties now will increase your cash flow in just a few years when using a DSCR loan. What is a DSCR loan? A DSCR loan are loans focused on the rents from a rental property and the credit worthiness of the borrower. While the increasing interest rates are making it harder for investors to qualify for a DSCR loan, those who are able to find good properties will in turn set themselves up for success when rates go back down.  

Example:

$250K DSCR Loan 
Time Frame Percentage Expected Payment Change Over Time
Couple years ago 3.75% $1,158
Now 9% to 11% 

(depending on LTV)

 $2,011 $853 

Payment Increase 
In the Future 7% 

(you refinance $2,011 principle)

 $1,663 $348

Cash flow increase 
The Optimus  5%

(Looking if it dropped from 9% to 5%)

 $1,342 $669 

Cash flow increase 

What is a “good property” to buy now?

My suggestion for investors is that they need to find something that has good equity and at 25% to 30%. As long as it is breaking even, then in a year or two when rates go back down, you will be able to refinance to increase your cash flow without buying another property. The more affordable the homes are, the bigger the market becomes. The good news is that buyers are going to start buying again, and the values around you are going to increase. While no one can predict that the interest rates will go back down to 2.5% for owner occupied and 3.75% for investors, there are indications that interest rates will drop in 2024. 

What else can you do to succeed in this market?

You’re not alone! There are a lot of people who are questioning if they should buy now. Navigating this market can be overwhelming for many investors. By doing your research and investing wisely, you will not only increase cash flow, but create generational wealth as well. I will be doing a follow up video that will further show you the effect that interest rates have on cash flow. This will include a look from the buyers side, and how the market is going to push up your values. 

Watch our most recent video about why rental properties fail to cash flow and how you can set yourself up for success by investing now.

Do you have questions about DSCR loans or how you can create generational wealth? Contact us today!

 

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