What Makes a DSCR Loan Easy for Investors

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What Makes a DSCR Loan Easy for Investors

Are you looking for a loan that is easy to qualify for with very few requirements? Then we have your solution. We call it the Easy Rental Loan, but other lenders in the industry call it a DSCR loan. A DSCR is also known as a debt service coverage ratio loan, measures your ability to cash flow in order to pay your monthly costs. There are two key items that you need in order to qualify for a DSCR loan. Let’s take a look.

Two key items for the Easy Rental Loan are:

  1. A decent credit score
  2. A lease that covers the monthly cost of your property

The Monthly costs include

  1. Mortgage payment
  2. Property taxes
  3. Insurance
  4. HOA fee

Benefits of the Easy Rental Loan:

If your property positively cash flows, meaning that you make more than you spend on the property, then you can qualify for an easy rental loan. Better yet, you can still qualify for affordable, long term fixed rates with a 30 year fixed term. 

What makes the Easy Rental Loan Easy:

A DSCR loan makes it easy for investors to apply and qualify. You don’t have to worry about submitting tax returns, being in business for two or more years, or having too many financed properties. It really doesn’t get easier than that

Contact us today!

So if you’re looking for a fast, efficient, and easy solution to fund your rental properties, then look no further. We have the easy rental loan waiting for you.

Ready to chat? Great! Our team here at The Cash Flow Company is here to help. We are eager to set you on a path that helps you make the kind of money you need to live the life you want.

Watch our most recent clip to find out more about the Easy Rental Loan.

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2024 Real Estate Investing: 5 Key Steps to Succeed

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2024 Real Estate Investing: 5 Key Steps to Succeed

Today we are going to discuss the 5 key things that real estate investors need to do in 2024 in order to succeed. It is going to be a different market this year compared to years past. Rates are going to flatten out and everything that we have seen in red from the National Association of Realtors, the Mortgage Brokers, and Fannie Mae will be changing. They are expecting rates to hover between 6% and 7% this year. Predictions indicate that the Fed is going to lower their rates starting in May 2024. However, the first quarter is going to be a little tougher for the consumer until we see that shift in rates. Just to clarify, consumers are those who are renting or buying. 2024 is the year that you are going to succeed and get better deals! Let’s take a closer look at the 5 key steps.

1. Build a cushion

Over the past 6 months, we have seen that for the mid to higher level properties you are going to have to build a 15% to 20% cushion. Due to affordability, you will need to build a cushion to make sure that you aren’t overpaying. Here at The Cash Flow Company, we are advising people to go back and look at the last 3 months of sales to see where they are heading. Make sure to watch what price you’re buying things at. This will ensure your success when you sell, refinance, or even if you keep the property as a rental.  

2. Look at more homes and do more research.

If you are going to be investing in this market, then you need to be willing to look at more properties. It is important to remember that you will need a 15% to 20% discount from where you were buying it a year ago. You will need to put in a little more effort and work. Those who look at 100 homes compared to 10 homes will find good properties. By spending 2 to 3 hours a day looking at properties, you will be successful in 2024.

3. Go smaller

In this market there is a shortage of homes compared to the number of people looking for properties. In order to find the more affordable properties, you will have to go smaller. What do we mean by smaller? The property would be less square footage or a smaller price point. In some cases both the square footage and the price point will be significantly less than they would have been a few years ago. By expanding your search area, you will find greater affordability. This might mean that you are looking into smaller communities in other states to find the best deals. 

4. Don’t buy bad properties

When the market is going, then every property sells. This includes properties on corners, busy streets, overlooking commercial properties, and ones that are next to big apartment complexes. These are the properties that are normally going to take a hit and sit on the market longer. As the market changes, buyers will have more choices. They also become more selective because of the cost. In order to be successful, you need to buy good properties that are in good areas.

5. Open up where you are getting your funding from

Investors need to start looking for peer to peer lenders to help fund their next deal. Here at The Cash Flow Company we have been using peer to peer lending since 2008. There are a lot of people right now who have money and are looking for something to do with it. As an investor you can make 2024 easier, better, and more profitable than ever before. A peer to peer lender provides an easy and cheap funding source no matter what amount is needed. These lenders can help with a down payment, fix and flip project, or even fund repairs for rental properties.  

Contact us at The Cash Flow Company if you have any questions or would like to find out more about investing in 2024. 

Watch our most recent video to discover more about 2024 Real Estate Investing and the 5 Key Steps to Succeed

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Secured vs Unsecured Peer to Peer Lending

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Secured vs Unsecured Peer to Peer Lending

What is peer to peer lending, and what is the difference between secured and unsecured? Peer to peer lending is asking anyone that you know, or even people you don’t know, for money. While family and friends can be part of this, that is not what we are talking about. Instead we are referring to people in your community or those in the real estate community. These individuals want to make money, however, they don’t want to own properties. Roughly 98% of peer to peer money comes from these groups of people, not family and friends. So what is the difference between secured and unsecured peer to peer lending? Let’s take a closer look.

The struggles with budgets.

There are a lot of people right now who are struggling with their budgets. This is because everything has gone up, from taxes and insurance to the cost of gas. Everything is putting a strain on budgets. This is where peer to peer lending can help people to escape their financial struggles. Peer lenders, who have money in their IRA, are looking for better returns. At the same time real estate investors and business owners are looking for better lending options. By working with real people again, both the borrower and lender can benefit from peer to peer lending.

Peer to peer lending can replace traditional loans.

As investors, we want to replace some or all of the funding that we normally receive from traditional lenders. These traditional lenders include banks, hard money lenders, and private lenders. By replacing all of that with a peer to peer bucket of money, you can create a faster, easier, and cheaper lending option. There is no need to be fearful! Peer to peer has been around since before banks were even established. The only thing you need to keep in mind is to take the time to secure everything properly. This will give both you, the borrower, and the lender, the reassurance that the deal is secured with real estate vs unsecured.

Creating better returns.

Those who use peer to peer lending will in turn get better returns than they would in other situations. For example, banks will normally give someone 5% and then lend out 9%. This creates a 3% to 5% profit for the bank. When you borrow directly from me, you will get cheaper money, and I will also get a better return because it is secured. A secured return is one that is secured by a piece of real estate. By taking the bank out of the middle, it makes it faster, easier, and cheaper money. Thus creating a win win situation for both the borrower and the lender.

Keep it simple and be prepared.

When we are talking about peer to peer lending we are not talking about begging people for money. We are also not saying that you need to go out and convince people. Going through the process correctly provides more opportunities for future lending. Once you have one peer to peer lender, you can easily jump to more by showcasing how you treat your peer lender, showing that you pay on time, and paid it back. Those who treat it like a bank loan or a real business will be able to expand their peer to peer bucket of money at a much faster pace. For those who struggle with communication, you can create a quick presentation or video to explain everything with links. Don’t make things complicated! 

What do you need to do to be prepared?

Peer to peer lending requires less paperwork than a traditional loan. You also don’t have to worry about being denied because of your bank statements or credit scores. With the way things have changed and shifted over the years, the lending pools are shrinking as well. By taking the time to get everything secured, you will create a win win situation. Let’s take a closer look at what you need.

  1. We are going to secure this with a piece of real estate by using a deed of trust or mortgage.
  2. Everything is recorded by title. 
  3. Wire money directly to title for the closing.
  4. We are going to make it so secured that it will make them feel reassured.
  5. You are going to build a nice case to show them the property.
    1. Rental – Maybe it’s already fixed up and already rented. Then you can show that money is coming in.
    2. Flip- Here’s the flip and if it’s new, here’s what I’m going to do to the property. If you are experienced, then you can show what you have done in the past.
  6. When the property is refinanced or paid off, then the title company is going to pay the peer lender back directly.

Find people who are engaged or looking 

Peer to peer lenders are everywhere! Many are in their retirement age or in a retirement zone and just need more money to live. With the rapidly increasing cost of living over the past few years, many people are looking for something that will provide a better and more secure return. 

  • Self Directed IRA

This is a group of people who have their 401K or IRA in a self directed plan. A self directed plan is one they can use to invest in anything. Those with this type of plan are used to working with private places such as a business preliminary stock or deeds. 

  • Equity Trust and Direction IRA

They have meetups and groups that you can attend so that you can get connected with others in the community. An added benefit is that they have people who can take care of the paperwork for you while you decide where to invest.

Peer to peer helps the community.

By using peer to peer lending as opposed to traditional lending, you’re putting money back into the community. By living here, working here, and investing here, you can see the benefits of your hard work. From fixing up properties to renting properties, we are going to improve the community around us. People who are lending will feel that they are helping the community, plus they can see where their money is. 

Now is the time

2024 predictions are indicating that rates will decrease dramatically. Now is the time to use peer to peer lending for your real estate needs. It is important that investors set up their peer to peer bucket of money as soon as possible. Don’t waste time waiting for loan approvals from banks. Instead, think outside the box, find your peer to peer community, and take the time to get everything secured vs unsecured. Peer to peer lending creates the flexibility you need to make investing easier and more profitable for both the borrower as well as the lender.  

Here at The Cash Flow Company we can help you navigate peer to peer lending. We have created systems to help navigate the process for both the borrower, as well as the lender. Contact us today to find out more.

Watch our most recent video to discover more about How to Escape Financial Struggles with Peer to Peer Lending.

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Why You Need to Understand the Lender Pie

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Why You Need to Understand the Lender Pie

Real estate investors often find that the biggest hurdle they face is learning the lending side of real estate. For over 23 years I have been working with investors. Many of them are just starting out and are learning how to build both income and wealth. Wealth in real estate investing is achieved by using other people’s money for leverage. It is important that you understand the lending pie, what it looks like, and how you can make it work for you. This in turn will also help you to better understand how to play the game and win in real estate. 

All lenders are looking for three things that make up their decision if they are going to lend to you. This includes your credit score, LTV, and your income.

1. LTV 

LTV stands for the loan to value. It is determined by evaluating how much money you have in a property, how much equity you have, and what is your piece of this property. Remember if your LTV or credit score is not the perfect piece of the pie, then you may have to compensate for that with a higher rate. We want to make sure that you understand this so that you pay the least amount when you’re investing. Investing is all about creating more wealth and income by paying less on the money that you are borrowing.  

2. Income and Reserves

Income and reserves can either come from you or from the property. If you’re looking at a DSCR or fix and flip, and you are going to sell it, then it is the income that the lenders will evaluate. Reserves include the amount of money you have put away in case something comes up. In regards to rental properties, it is how many months of reserves you have in case the property goes unrented for 3 to 6 months. If you’re a flipper, the reserves can help you make payments over the next 6 to 9 months until your property is sold. Depending on the situation, lenders may want a lower LTV, or may require a higher credit score to help balance things out.  

3. Credit score 

Lenders will evaluate your credit score and how you have paid people in the past before considering loan approval. Lending is primarily based on algorithms, and your credit score is a big determining factor. It is vital to your success as a real estate investor. The higher credit score will get you more money, a higher LTV, and it will provide more flexibility on income requirements. It is imperative for new investors to get their credit score as high as possible because it will lower the interest rates, the lower the mortgage payment, and decrease the amount of income you will need.

In conclusion

It is important that real estate investors understand the lending pie and how it impacts their success. While the lending pie is a mix between credit score, LTV, and income, the pieces are not always equal. This is because everyone’s pie is just a little bit different when lenders are looking. While LTV and income are more difficult to change, your credit score is a place where you can make the biggest impact. Be on the lookout for future videos that focus on credit and easy ways to raise your scores. 

Our goal is to make sure that you are as successful as possible. Contact us to find out more about the lending pie and how you can raise your credit scores. 

Watch our most recent video about The Lender Pie: 3 Key Loan Qualifications in Real Estate to find out more.

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How to Overcome Your Fear of Real Estate Investing

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How to Overcome Your Fear of Real Estate Investing

Real estate investing can be daunting for many people. They often wonder what they have to do in order to apply and be approved for multiple loans. So how do you get started and overcome your fear of real estate investing? Let’s take a closer look.

Good properties make the difference.

When you are selecting properties for your real estate investments it is imperative that you have good properties. What is a good property? A good property is one that meets all of your numbers, and will help you move forward. If the property doesn’t pay for its own mortgage and fix up, then don’t do it. By taking a property that does not cash flow, it will become a burden as opposed to an asset. 

What do we mean by “covers everything”?

When you get into an investment and take out a loan, you have to make sure that the business covers everything on that loan, so that it doesn’t become a worry. Just to clarify, the business is the property. For example, if you have a rental property, then the rents have to not only pay the mortgage payment, but they also have to cover additional expenses as well. If you have a mortgage payment of $2,000, then you need to charge $2,500. This amount will not only cover the mortgage, but provides extra money for fix up costs or other expenses. 

Keep personal and business separate.

The key to being successful in real estate investing is to separate your business expenses from personal expenses. At no time should the property cost you money out of your personal funds. It is important to be safe and secure in order to protect your personal credit score, and ensure your financial stability. Here at The Cash Flow Company we strive to help you succeed. Contact us today to find out more about setting up your business correctly in order to prevent credit score stress and financial strain. 

In conclusion.

Overcome your fear of real estate investing by doing the research and setting yourself up for success. Real estate investors need to set the business up correctly, know the numbers, and be prepared. 

Here at The Cash Flow Company we can get you started on the path of success. Contact us today to find out more about getting started in real estate investing. Also discover what you need to do to overcome your fear.

Watch our most recent video about Overcoming your fear of real estate investing to find out more! 

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The Benefits of a DSCR Loan

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The Benefits of a DSCR Loan

Are you looking for a loan that is easy to qualify for with good rates and a 30 year fixed term? Then we have your solution. We call it the Easy Rental Loan, but other lenders in the industry call it a DSCR loan. A DSCR is also known as a debt service coverage ratio loan, measures your ability to cash flow in order to pay your monthly costs. Before looking at the benefits of a DSCR loan, there are two key items that you need to take into consideration. Let’s take a look.

Two key items for the Easy Rental Loan are:

  1. A decent credit score
  2. A lease that covers the monthly cost of your property

The Monthly costs include

  1. Mortgage payment
  2. Property taxes
  3. Insurance
  4. HOA fee

Benefits of a DSCR Loan:

If your property positively cash flows, meaning that you make more than you spend on the property, then you can qualify for an easy rental loan. Better yet, you can still qualify for affordable, long term fixed rates with a 30 year fixed term. 

What makes the Easy Rental Loan Easy:

You don’t have to worry about submitting tax returns, being in business for two or more years, or having too many financed properties. It really doesn’t get easier than that

Contact us today!

So if you’re looking for a fast, efficient, and easy solution to fund your rental properties, then look no further. We have the easy rental loan waiting for you.

Ready to chat? Great! Our team here at The Cash Flow Company is here to help. We are eager to set you on a path that helps you make the kind of money you need to live the life you want.

Watch our most recent clip to find out more about the Easy Rental Loan.

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Master These 4 Key Real Estate Loan Calculations

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Master These 4 Key Real Estate Loan Calculations

Today we are going to look at a few examples in order to help you visualize and master the 4 key real estate loan calculations. These 4 key calculations include how to calculate a point, simple interest, loan to ARV, and loan to value. It is important that you understand this when you are in real estate investing, because they will impact both your cash flow and closing costs. Grab your calculator, paper, and a pen! 

What is a point?

When a lender says that they are going to charge you 1 or 2 points, what exactly does that mean? A point in the lender world means percent. Therefore, 2 points for example equals 2%. To clarify, it’s 2% of your loan amount, as opposed to your purchase price. This percentage is the amount that you are paying in the origination to the lender and it is included in your closing costs. The closing costs will also include down payment, appraisal, just to name a few. Let’s jump into an example to see how to calculate point.

For example:

Loan for $150,000

They will charge you 2% 

Origination fee = $3,000

$150,000 x .02 = $3,000

You need to understand how to calculate a point because it will impact your closing cost and your overall cost of doing business. 

How do you calculate your interest rate?

Not only does DSCR have some interest only options, but private money and hard money do as well. Today, we are looking at how to calculate the monthly interest rate on a simple mortgage. Just to clarify, monthly interest and simple interest are one in the same. So, if a lender says that you are going to be charged 11% or 12% on your loan amount, what does that mean? First and foremost, that 11% or 12% is an annual amount not a monthly amount. Let’s jump into an example to see how you calculate the interest rate.

For example:

Loan for $150,000

Lender says the interest rate is 11% (this is an annual amount)

$150,000 x .11 = $16,500  (this is the interest that is charged on an annual basis)

Now we have to divide it by 12 to determine the monthly interest cost.

$16,500 ÷ 12 = $1,375 monthly interest cost

It is important that you know how to calculate your interest rate because that is the monthly amount that is coming out of your pocket.

How do you calculate loan to ARV?

ARV, which stands for the after repair value, is also referred to as the anticipated amount. To put it another way, this is what you estimate the value of the property to be after you have finished your flip. The ARV is based on comparables and the current market. When your lender lends you money, part of that money is going to be based on the calculated ARV. That loan amount is also dependent on the lender’s loan to ARV percentage. This percentage is found by dividing the loan amount by the ARV.  Let’s jump into an example and see how you calculate the loan to ARV percentage. 

For example:

In this market, with a property that is all fixed up, the ARV is $300,000

The lender is able to lend $210,000 (because it will be based on the ARV and what their loan to ARV is)

So in this case, we divide the $210,000 by the $300,000, which equals a loan to ARV percentage, which is 70%.

$210,000 ÷ $300,000 = .70 loan to ARV percentage (70%)

This is important to know because lending companies will say what percentage they loan based on the ARV. By crunching the numbers, you can easily determine what the lenders loan amount would be for your property.

How do you calculate LTV?

LTV stands for loan to value. The difference between loan to ARV and loan to value is what the value represents. The value in LTV is the current value of the property with nothing else changed on it. Meaning, what is the value now? What is the value today? How do you find the value? This normally comes off of comps or appraisals that are done by the lender. Let’s jump into an example and see how you calculate the LTV percentage. 

For example: 

Purchase price (current value) $200,000 

Loan amount $140,000

We are going to divide the loan amount by the purchase price.

$140,000 ÷ $200,000 = .70 LTV percentage (70%)

Again, by crunching the numbers, you can then determine what their loan amount would be for your property.

In conclusion

If you’re a new investor or even if you’re an old pro, you need to master these 4 key real estate loan calculations. As an investor these are the things that you are going to come across when you are working with lenders. 

If you have any other questions or need a run through to show how things work, please contact us today! 

Watch our most recent video to Master These 4 Key Real Estate Loan Calculations.

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What Do You Use Peer to Peer Lending For?

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What Do You Use Peer to Peer Lending For?

What is peer to peer lending and what can you use it for? Peer to peer lending is asking anyone that you know, or even people you don’t know, for money. While family and friends can be part of this, that is not what we are talking about. Instead we are referring to people in your community or those in the real estate community. These individuals want to make money, however, they don’t want to own properties. This unique lending creates the flexibility to use it for small amounts, fix up costs, monthly payments, large amounts, and so much more! Let’s take a closer look.

The struggles with budgets.

There are a lot of people right now who are struggling with their budgets. This is because everything has gone up. From taxes and insurance, to the cost of gas, budgets are being stretched more and more every day. This is where peer to peer lending can help people to escape their financial struggles. Peer lenders, who have money in their IRA, are looking for better returns. At the same time real estate investors and business owners are looking for better lending options. By working with real people again, both the borrower and lender can benefit.

Peer to peer lending can replace traditional loans.

Peer to peer is centered on finding people who are willing and want to get into a win win situation. As investors, we want to replace some or all of the funding that we normally receive from traditional lenders. These traditional lenders include banks, hard money lenders, and private lenders. By replacing all of that with a peer to peer bucket of money, you can create a faster, easier, and cheaper option. There is no need to be fearful! Peer to peer has been around since before banks were even established.

Peer to peer provides flexibility

Many investors and business owners wonder what they can use peer to peer lending for and what the dollar amounts are. The flexibility of peer to peer, unlike banks, allows you to use it for small amounts, fix up costs, monthly payments, large amounts, and so much more! The beautiful thing about peer to peer is that there is always funding available from $10K to 10 million. It all depends on what you need and who you work with.

Here is a list of common uses for peer to peer funds.

  1. Gap funding 
  2. Finishing a project 
  3. Paying off a credit card
  4. Lines of credit 
  5. Developing land 
  6. Auctions 
  7. Rentals 
  8. Flips
  9. Land
  10. Construction 
  11. Anything that looks like a good deal and has security
  12. Expansion
  13. Growth

Peer to peer helps the community.

By using peer to peer lending as opposed to traditional lending, you’re putting money back into the community. By living here, working here, and investing here, you can see the benefits of your hard work. From fixing up properties to renting properties, we are going to improve the community around us. People who are lending will feel that they are helping the community, plus they can see where their money is. 

Now is the time

Now is the time to make the switch to peer to peer lending!  Investors need to set up their peer to peer bucket of money as soon as possible in order to avoid missing out on amazing real estate opportunities. Don’t waste time waiting for loan approvals from banks. Instead, think outside the box and find your community today. The flexibility makes it easier and more profitable for both the borrower as well as the lender.  

Here at The Cash Flow Company we can help you navigate peer to peer lending. We have created systems to help navigate the process for both the borrower, as well as the lender. Contact us today to find out more.

Watch our most recent video to discover more about How to Escape Financial Struggles with Peer to Peer Lending.

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The Biggest Piece of the Lender Pie

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The Biggest Piece of the Lender Pie

One of the biggest hurdles that many investors face is learning the lending side of real estate. Today we are going to go over the lender pie and how it affects you as an investor. For over 23 years I have been working with investors. Many of them are just starting out and learning how to build both income and wealth. Wealth in real estate investing is achieved by using other people’s money for leverage. It is important that you understand the leverage side, what it looks like, and how you can make it work for you. All lenders base their lending decision on three factors, which are your credit score, LTV, and your income. The biggest piece of the lender pie is credit score!

1.  Credit score 

Lenders will evaluate your credit score and how you have paid people in the past before considering loan approval. Lending is primarily based on algorithms, and your credit score is a big determining factor. 

2.  LTV 

LTV stands for the loan to value. It is determined by evaluating how much money you have in a property, how much equity you have, and what is your piece of this property. LTV is one of the biggest factors that lenders look at when

 determining if they are going to lend to you, how much they will lend, and what it is going to cost.  

3.  Income and Reserves

Income and reserves can either come from you or from the property. If you’re looking at a DSCR or fix and flip, and you are going to sell it, then it is the income that the lenders will evaluate. Reserves include the amount of money you have put away in case something comes up. In regards to rental properties, it is how many months of reserves you have in case the property goes unrented for 3 to 6 months. If you’re a flipper, the reserves can help you make payments over the next 6 to 9 months until your property is sold.  

Which factor is the most important to lenders? 

The answer is that It’s always a mix between the three. However, your credit score has the largest impact on the other two pieces in the lending pie. Here is an example that illustrates how your credit score can affect both your LTV and the flexibility on income requirements.

Example: Credit score 

Your credit score is the most important factor in being approved or denied for a loan. If you have a good property, but a bad credit score in the 500’s, it won’t matter for most lenders. To clarify, a good property could be one that is 50% or 60% LTV. However, most lenders won’t even look at you. This is due to the fact that all lenders have guidelines and have to take into consideration certain things. If you have a 600 or even 620 credit score, then you are going to be limited. Your credit score is vital to your success. The higher credit score will get you more money, a higher LTV, and it will provide more flexibility on income requirements. It is imperative for new investors to get their credit score as high as possible because it will lower the interest rates, the lower the mortgage payment, and decrease the amount of income you will need.

In conclusion

The lending pie provides the perfect visual of how important leverage is for investors. Again, leverage is how you create wealth and income. While the pieces of the pie are not always equal, it is imperative that you understand how your credit score, income, and LTV work together. Remember, a lender is going to look at every piece and make sure that your pie is where it needs to be for approval. While LTV and income are more difficult to change, your credit score is a place where you can make the biggest impact. Be on the lookout for future videos that focus on credit and easy ways to raise your scores.

Our goal is to make sure that you are as successful as possible. Contact us to find out more about the lending pie and how you can raise your credit scores. 

Watch our most recent video about The Lender Pie: 3 Key Loan Qualifications in Real Estate to find out more.

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DSCR Loan Explained – Easy Rental Loan for Investors

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DSCR Loan Explained – Easy Rental Loan for Investors

Are you looking for a lightning fast easy loan for your rental properties? Something that comes with affordable, long term fixed rates? Then we have your solution. We call it the Easy Rental Loan that is for investors, but other lenders in the industry call it a DSCR loan. A DSCR is also known as a debt service coverage ratio loan, measures your ability to cash flow in order to pay your monthly costs. There are two key items that you need to know about the Easy Rental Loan for Investors. Let’s take a look.

Two key items:

  1. A decent credit score
  2. A lease that covers the monthly cost of your property

The Monthly costs include:

  1. Mortgage payment
  2. Property taxes
  3. Insurance
  4. HOA fee

Benefits for investors:

If your property positively cash flows, meaning that you are making more than you spend on the property, then you can qualify for an easy rental loan. Better yet, you can still qualify for good rates and a 30 year fixed term. 

What makes it Easy:

This is an amazing product for investors. Unlike traditional lenders you don’t have to worry about submitting tax returns, being in business for two or more years, or having too many financed properties. It really doesn’t get easier than that

Contact us today!

So if you’re looking for a fast, efficient, and easy solution to fund your rental properties, then look no further. We have the easy rental loan waiting for you.

Ready to chat? Great! Our team here at The Cash Flow Company is here to help. We are eager to set you on a path that helps you make the kind of money you need to live the life you want.

Watch our most recent clip to find out more about the Easy Rental Loan.

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