Tag Archive for: business credit cards

This Makes a HUGE Impact on Your Credit Score

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Business Owners: This Makes a HUGE Impact on Your Credit Score

Many business owners wonder what will make the biggest impact on their credit score. The answer is using personal credit for business expenses! If you max out your personal credit card with business expenses and fail to make payments on time, then it will show up on your credit report. In order to be successful, it is imperative that you maintain your credit score. Those who do will be able to get approved for business credit cards and loans in the future. How can you prevent any further strain on your credit score? Let’s take a closer look. 

What is the credit utilization rate and how does it affect you?

The credit utilization rate is the sum of your balances divided by the amount that you were approved for. If you are above 20% of your credit utilization rate, it will lower your credit score. For example, if you have a $10K personal credit card and use $3K of it, then it will decrease your credit score. However, if you have a $5K business credit card and use $4800, your credit score will not be impacted. In many instances, your credit score will by using a business credit card as opposed to a personal credit card.

Business credit cards are a key to success.

Once you get into business credit cards, the banks will start offering you business loans as well. I receive offers almost weekly that are offering a $30K business loan or a term loan. Investors are always finding ways to bring money into their business so that they aren’t in a cash crunch. Part of that is using credit cards for down payments and escrow. By just going through one extra step to apply for business credit cards, you can continue to use credit cards without affecting your score.

Buying a property has never been easier!

A business credit card is a tool that will not only help you pay for business expenses, but it can also be used to purchase a property. There are services out there who can help you use your credit card to purchase a property as long as things are set up correctly. For example, if you have a $10K limit on a business credit card and want to buy a property for $5K, they can take it directly off of the credit card. That $5K can be used to pay the title company for the earnest money or down payment. In doing so, you can put the property under contract easily by just using a business credit card. Once the property is refinanced or sold, the money can be paid back. 

Create the flexibility you need to succeed! 

Business credit cards provide the flexibility you need to be successful.. The most important benefit to using them is that they will not impact your credit score if you run up the balances. Almost every investor runs up their balance. You are not alone! Don’t fall for the deceptive leverage of personal credit cards. By using more than 20%, it will not only affect your credit score, but it will also cost you more. 

Don’t let your business expenses affect your personal life.

While investors are trying to use the leverage that they have available, using personal credit just makes it harder. If you are a business owner who is doing flips and rental using your personal credit cards, it will affect your personal life. For example, if your wife wants to get a new car or you need a HELOC, you may not have the credit score or DTI that you need to qualify. Just to clarify, DTI is your debt to income ratio.The lenders who will be lending you money are going to see that you have $75K in credit cards and you will have to account for that in your income.

Make the change today!

Business credit cards make life easier for you in so many ways! Protect your credit score by separating business expenses from personal expenses today. Don’t make things harder on yourself! Those who make the switch to business credit cards will create the flexibility needed for business expenses, while maintaining your credit for future loans or projects.

Contact us today to find out more about business credit cards and how you can improve your credit score today!

Watch our most recent video to discover why This Makes a HUGE Impact on Your Credit Score.

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70% of REI Investors Lose Money Because of THIS

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70% of REI Investors Lose Money Because of THIS

I have been in real estate investing for 23 years. Within that time I’ve seen 70% of new investors lose money within the first year. Many of them purchase real estate courses for $10K to $30K in hopes of learning all of the tips and tricks. Blinded by the promise of instant success, many people don’t take the time to set themselves up properly. On the other hand, those who take things at a slower pace and follow a few simple steps, will have a better chance of winning. How can you avoid becoming part of the 70% of investors who lose money? Let’s take a closer look.

Simple steps to success.

First and foremost the most important thing that you need to focus on as a new real estate investor is taking simple steps. This includes looking at properties, finding people who can send properties to you, and securing the money you need. Here at The Cash Flow Company we recommend that you look at 200 properties, talk to 100 wholesalers, and talk to 100 lenders before you jump in to your first purchase. Those who are focused can get everything set up in a matter of weeks. While others may take longer to get set up because they can only set aside a few hours a day. By taking the time to consume and understand everything, you will set yourself up for success. 

Make money instead of lose money! 

Some seminars can be beneficial to real estate investing, however, that is not normally the case. Many people become wrapped up in the idea of investing without understanding all of the factors that come into play. While it’s not rocket science, you do need to work hard to set yourself up for success. Those who are new to real estate investing often get talked into taking courses. These average $10K to $30K and focus on how to fix and flip quickly and easily. Not only do you have to pay for it using credit cards, but you are encouraged to use their credit cards as well. This get rich quick method causes many to lose steam quickly because they are not talking to people in the business or looking at enough properties. While this method may work for some, it doesn’t work for most.

Take your time 

Surprisingly 70%  of REI investors lose money because they dive in before going through the simple steps. In doing so, investors often lose $20K to $30K, which in turn prevents them from purchasing their next property. Successful real estate investors ensure that they have 1 to 3 good deals before moving forward in purchasing more properties. Just to clarify, a good deal is one that makes money! Real estate investing is all about making money so that you can live the life you want!

Contact us today to learn more about the simple steps you need to take to be successful in real estate investing. 

Watch our most recent video 70% of REI Investors Lose Money Because of THIS to discover how to get on the right path to success.

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#1 Mistake Made by Small Businesses and Real Estate Investors

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#1 Mistake Made by Small Businesses and Real Estate Investors

What is the #1 mistake made by small business and real estate investors? The answer is not applying for and using business credit cards for business expenses. They are the most important thing and the simplest thing that all investors can do for both their business, as well as their personal lives. While personal credit cards are easy to use, it makes life more complicated as you get into investing.  It doesn’t matter if you are doing flips or rentals, you need to make the switch today!

We Want To Help You!

Our goal is to make it as simple as possible for business owners to succeed. Real estate investing is reliant on leverage or funding for growth and generational wealth. We just want to make the process easier for you. 

Stop Using Personal Credit Cards. 

70% to 80% of people we see are using personal credit cards for business expenses. By putting business charges on your personal credit, it drives down your credit score and makes everything harder. Personal credit cards are used to complete repairs, as well as to grow your business. However, using them on a regular basis will drive down your credit score quickly. This problem even affects investors who are applying for loans. They are either being denied, or required to put more money down because of their credit score.

Where Do You Start?

One of the easiest things to do is to stop using personal credit cards and instead get into simple business credit cards. The best part about business credit cards is that they don’t impact your credit scores. We are talking about the same credit cards you use now, the only difference is that they are in your business name. In making this simple switch, it then allows you to take your business expenses and transfer them onto your business credit card. This not only removes those charges from your credit report, but it also gives you peace of mind that your business expenses will no longer affect your DTI. In the end, the better the credit score, the better the funding you can get to create wealth.

Increase Your Credit Score Quickly.

Here at the Cash Flow Company, we provide a usage loan or 911 loan that will help get your credit score back on track. We use a private non-reporting loan to pay off or down your credit card balances.  With little or no balances showing up on your credit report the next time your credit card cycles, your score increases.  With usage counting for 30% of your score, this will have a huge impact on your new score. We receive calls daily from people who say that they need to increase their score 18 to 20 points. These investors are charged an additional 10% to 20% down, or even being denied loans because of their score. To be clear, this loan is for those who have high balances but don’t have late payments. Is a usage loan right for you? Give us a call today to find out more. 

Open A Business Credit Card Today!

Everyone has credit cards and uses them on a regular basis, so why not make the switch over to business credit cards? Unfortunately, investors ht a detour and go down the path of applying for corporate credit. This is a tiered system that can take months or even years to build. Business credit cards on the other hand can be applied for right away. If you have really good credit and you’re starting a business, then you can get a business credit card right now. Chase, American Express, for example, will give you somewhere to start, as long as you are set up and running like a real business. The more you use the business credit cards, the greater your available credit, and the more benefits you will receive. This includes Southwest, United, Marriott, and so much more. 

Make The Change Today And Succeed Tomorrow!

Both credit scores and leverage are important to create wealth. We want to make sure you do it right! If you have a real business and operate as a real business, then you need to apply for business credit cards today! Investors are hesitant when they are approved for a few thousand to get started. However, when lenders see that you’re using it and paying it down in chunks, they will quickly raise your limits.It may take 2 to 6 months to move everything over, it just depends on where you’re at. Making the change now will make your life so much easier as you grow your business.

Watch our most recent video to find out more about #1 Mistake Made by Small Businesses and Real Estate Investors

Do you have more questions about setting your business correctly? Do you need additional information about raising your credit scores? Contact us today!

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Credit usage: business credit cards vs personal credit cards

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Credit usage: business credit cards vs personal credit cards

The majority of investors today are struggling with their personal credit score. This is due to the fact that they are putting business expenses on personal credit cards. How can you make things easier, faster, and cheaper? The answer is making the switch to business credit cards! This is a simple step that every investor should be taking to alleviate future strain on their personal credit score. By having higher credit scores, investors will in turn have more leverage to grow their business.  We can help guide you through the migration to business credit cards. 

First let’s look at Personal Credit Cards 

High credit scores are important for investors because it creates the leverage and funding they need to grow their business. Almost every investor runs up their personal credit card balance, by putting too many business charges on them. Thus, jeopardizing their personal credit score because of the high credit utilization rate. For personal credit cards, MyFico only allows for a 20% utilization rate before it impacts your credit score. However, business credit cards do not have the same restrictions. Instead, you are able to use the entire credit limit without having to worry. In having better credit scores, it opens the door to endless possibilities that will create wealth.

Next let’s look at Business Credit Cards 

Switch to business credit cards today! Business credit cards are the most important thing that investors can do to ensure success. They not only provide funding, but also the leverage required to create further growth. Many investors have heard of corporate credit and have taken the steps to get started down that path. Unfortunately, this option results in years of hard work and multiple steps before any progress can be made. Business credit cards on the other hand, are quick to set up, extremely flexible, and most importantly they will not impact your credit score. Eliminate the cash crunch by separating your personal credit from your business.

Get on the right track today!

By using personal credit cards for business expenses, you are jeopardizing your credit score and endangering the success of your business. Do not join the 80% of real estate investors who fail. Make the switch to business credit cards as soon as possible! We can help guide you through the entire process from setting up your business correctly, to researching credit cards, and can even provide usage loans to get you back on track.

Watch our most recent video to discover more about the importance of business credit cards and how we can help guide you to success.

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5 valuable lessons learned in real estate investing

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5 Valuable Lessons Learned in Real Estate Investing 

In the past 23 years, I’ve helped thousands of people become successful in real estate investing. Looking back over those years, there are several things that I would do differently to not only make me successful but also, ways to do it quicker. There are 5 valuable lessons that I’ve learned and want to share with you about real estate investing.

1. Take the fast track

Don’t try to reinvent the wheel! Find systems and people who have worked hard and copy them. Look at what they are doing, what their systems are, and what they are looking for, as well as what they are avoiding. Discover exactly how to win by exploring what makes sense for your investments and what doesn’t. There is so much noise out there! You want to make sure that you are watching the people who are doing great and ignore those who are just talking about doing good. Here are the top three things that you need to get on the fast track!

Properties:

A valuable lesson that every fast-track investor needs to learn is how to find good properties. Find and look at as many good properties as you can.

Funding:

The most important thing as a real estate investor is leverage and using other people’s money. Funding is available through banks, lenders, or individuals.

Put together a good team:

It is vital that you partner with good contractors, knowledgeable realtors, stagers, and property managers. By putting the whole team together, they can support you by knowing what you are looking for as well as what they can or can’t do.

2. Times VS Time

The question that all investors ask is, how long does it take to be successful? Success is heavily reliant on the number of times you practice evaluating properties, as well as exploring your lending options. The more you practice and look at properties, practice and comp out a property, and reach out to lenders, the more knowledgeable and confident you will become. It takes 100 times to walk through these steps before an investor becomes confident in the process. Some investors can achieve this in a week, while others may take 6 months to 6 years. Again, it’s not the amount of time it takes to be successful, it’s the number of times you practice.

3. Set your business up to win 

You must set up your business correctly from the beginning. To do this, make sure that your business is properly set up with the state, has a bank account, and has an office location. Every correct step will ensure that the business is set up to win the leverage game. One of the most important steps in this process is selecting your business name. Avoid putting “real estate” directly in your name because it will impact your funding moving forward. Instead, you can use “management”, a name, or a group in order to make your business name unique.  Once everything is established, find local banks that love to work with real estate investors. While national banks are great for unsecured lines of credit and credit cards, it is the local banks who will partner with you long term.

4. Create simple processes

Investors can easily become overwhelmed by all of the components that need to be considered before purchasing a property. By walking through the steps over and over again, it makes it easier to not only set up a simple process for yourself but then allows you to hand things over to others. Begin to find people who can support you and follow your established processes. You must ask yourself:

  • How do I comp out a property?
  • How do I walk through a property to see what needs to be fixed or repaired?
  • How do I pick a contractor?

5. Scale with flexibility

To add volume to your investments, you must bring in more people. However, these individuals are not on the payroll. More importantly, their partnership and expertise can guide you on the fast track to success. From having real estate agents help comp out properties, to bringing in more wholesalers, this can help you win with flexibility with your scalability. As long as you have your systems established, there is no ceiling to your success.

Bonus

6. Do whatever it takes

You must do whatever it takes to get you to where you want to be. Only you can determine what that means to you. Identify what you need to do upfront, and just do it! If you get into that mentality, you will be able to navigate the road to success within your market. The people who have the “do whatever it takes” attitude will not only win in this market but in every market thereafter!

Our goal is to make you successful! By following these 5 valuable lessons in real estate investing, you will be on the fast track to success! Watch our most recent video to find out more about these 5 valuable lessons. 

Have more questions on how to get started with your business and how you can win in real estate investing? Call us today! 

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Why business credit cards make real estate investing easier

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Why business credit cards make real estate investing easier

70%-80% of investors are overwhelmed with business expenses and are resorting to using their personal credit. By using personal credit cards for business expenses, investors are jeopardizing their credit score and endangering the success of their business. How can you get your personal credit in good standing and back on track? What can you do to stabilize your business expenses? The answer to both of these questions is business credit cards. Let’s look closer at how they can make your life easier.

First, personal credit scores are no longer taking the hit.

While personal credit cards are easily accessible, they make life more complicated for investors. Whether it’s a fix and flip, or a rental property, expenses can easily add up and jeopardize your credit score. Putting expenses on personal credit cards drives down your score due to the utilization rate. This in turn makes everything harder, from trying to apply for a loan, to putting more money into the investment. The ultimate solution is business credit cards because they do not impact your credit score, nor do they have the same utilization rate restrictions. This is a simple step that every investor should be taking to alleviate future strain on personal credit scores.

Second, making things easier, faster, and cheaper

How can you make things easier, faster and cheaper for your business? The answer once again is applying for and using business credit cards! Once a card is established, you can start moving expenses over to consolidate balances, thus making your life easier. They have the same benefits as personal credit cards if not more! By using them more often and making payments in chunks, investors are able to increase their credit limits quickly. In doing so, personal credit scores will increase and create more leverage for additional loans, as well as create better funding options. 

Third, we are here to get you on track.

In having better credit scores, it then opens the door to endless possibilities that will create wealth. We can help you by providing a usage loan that can be used to pay down personal credit cards. With the utilization rate then decreased, your credit score will increase, allowing you to make the switch. We can help guide you through the entire process from setting up your business correctly, to researching credit cards, and provide usage loans to get you back on track. Don’t wait for corporate credit to take effect! Call or message us today to find out more.

Watch our most recent video to discover more about the importance of business credit cards and how we can help guide you to success.

 

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Why You Should Fix Your Credit Score for the Current Market

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If you’re stuck with a bad credit score, a 911 loan could help you fix your credit to thrive in this competitive market.

One of the most common issues of investors we talk to is low credit score.

In the real estate world, when the Fed tightens everything up (as they have done recently), credit scores become more and more important. This means that the threshold of what qualifies as a “good” credit score goes up, and it’s almost impossible to get a loan if you don’t meet that threshold.

How can you fix that quickly so it doesn’t tank your investments?

The Changing Economic Landscape

Everyone used to have options. If your credit score was a little low, it was alright; you could still find someone willing to lend to you without too much penalty.

In recent years, things have shifted.

As the Fed tightens up, there’s less money going around, meaning banks don’t have as much money to lend as they used to. 

How do they solve this problem? 

They raise the requirements for getting a loan.

Now, instead of being minorly penalized for a low credit score, some people are finding it difficult to find loans at all. And some of the loans they do find are smaller and have significantly higher rates.

Some banks may not even look at your loan application if you don’t meet their credit score requirement. Therefore, to survive in this market, you need to fix your credit score.

Understanding Your Credit Score

The 2 largest factors that make up your credit score are payments and usage.

  • Payments look at whether or not you’re paying on time. 
  • Usage looks at how much of your total possible balance you’re using each month.

For example, if your usage limit is $10,000, and you’re frequently using $7,000 of that, you have 70% usage.

Ideally, FICO wants to see you using about 20%-30% of your available credit. Any higher than that, and you become riskier for the banks.

Especially when you’re beginning as a real estate investor, it can be so easy to rack up the usage: getting supplies at Home Depot, paying contractors, etc.

It’s all-too-common to see people have $50,000 or $100,000 on maxed out credit cards.

This is where a credit 911 loan comes into play to pay down debt.

How Can I Set Myself Up to Avoid Needing a 911 Loan?

The root of this problem is almost always using personal credit cards for business-level needs. 

Getting the right business credit card in the name of your investing company has a number of benefits:

  • It won’t report to your personal credit if you pay on time.
  • They don’t penalize high usage.
  • Some business cards even reward running up a larger balance.
  • Even if your business is brand new, if you apply for a business credit card with a high personal credit score, you’ll likely be approved.

We’ve partnered with Nav to help you find a business credit card that works well with real estate investing. 

As with a personal card, you can find cards that offer perks and rewards that appeal to you. Just make sure you look for ones that 1) don’t report to your personal credit and 2) like high usage.

Our goal is to help you fix your credit score and get your business in order so that you never need a 911 loan again!

 

Read the full article here.

Watch the full video here:

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80% of Real Estate Investors fail at taking this step

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80% of Real Estate Investors fail at taking this step:

A looming problem that 70%-80% of investors are facing today, is the effect that business expenses are having on their personal credit. How can you make things easier, faster and cheaper? The answer is applying for and using business credit cards! This is a simple step that every investor should be taking to alleviate future strain on personal credit scores. In having better credit scores, it then opens the door to endless possibilities that will create wealth. Let’s look closer at how business credit cards can make your life easier both on the personal side, as well as on the business side.

1. What impacts investors’ personal credit score?

High credit scores are important for investors because it creates the leverage and funding they need to grow their business. Almost every investor runs up their personal credit card balance, by putting too many business charges on them. Thus, jeopardizing their personal credit score due to their credit utilization rate. For personal credit cards, MyFico only allows for a 20% utilization rate before it impacts your credit score. However, business credit cards do not have the same restrictions. Instead, you are able to use the entire credit limit without having to worry. In having better credit scores, it opens the door to endless possibilities that will create wealth.

2. What are the benefits of getting a business credit card?

Business credit cards are the most important thing that investors can do to ensure success. They not only provide funding, but also the leverage required to create further growth. Many investors have heard of corporate credit and have taken the steps to get started down that path. Unfortunately, this option results in years of hard work and multiple steps before any progress can be made. Business credit cards on the other hand, are quick to set up, extremely flexible, and most importantly they will not impact your credit score. Eliminate the cash crunch by separating your personal credit from your business.

3. How do low credit scores impact acceptance?

One challenge that many investors have, is that their personal credit is too low to apply for a business credit card. In this case, they need to pay down their credit card balances by using their savings, or they can take out a personal loan. How can real estate investors repair their credit score and help grow their business? By applying for a usage loan, investors can pay off credit card debt quickly and easily. This in turn allows them to qualify for fix and flip loans, DSCR loans, or other bank loans that can get the business back on track. 

4. What steps do you need to take to set up your business correctly?

The fourth and most important step is setting up your business properly. If it’s not, fix it now! In having your business set up correctly it will make it easier to access more lending options and increase your profits. How can you get on track and set up your business correctly? We are here to help by providing a 1-10 checklist for you to follow. This includes links to the Secretary of State, EIN information, and much more to help get the ball rolling. Our goal is to make it as easy and profitable as possible.

By using personal credit cards for business expenses, you are jeopardizing your credit score and endangering the success of your business. Do not join the 80% of real estate investors who fail. We can help guide you through the entire process from setting up your business correctly, to researching credit cards, and can even provide usage loans to get you back on track.

Watch our most recent video to discover more about the importance of business credit cards and how we can help guide you to success.

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Business credit cards make investing easier and more profitable.

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Business credit cards make investing easier and more profitable

It is important as a real estate investor that you discover ways to make investing easier and more profitable. Real estate investing, as opposed to other businesses, relies heavily on financing. To obtain the best real estate financing, you need to have good personal credit scores. As a result, the higher the scores, the better the rates, and most importantly greater leverage. This in turn equals more deals and a faster track to generational wealth. Let’s take a deeper look on how you can make the switch to business credit cards and why they are important to your future success. 

First, the impact business expenses have on personal credit.

The easiest way to raise your personal credit scores is to stop using personal credit for business expenses. This includes personal credit cards, personal lines of credit, and personal loans. Your credit score is greatly impacted by the utilization rate, which is the amount that you use within your credit limit. The higher the utilization rate, the lower your credit score will be. By keeping your utilization rate below 20%, your credit score will increase dramatically. Therefore, moving business expenses off of your personal credit cards will provide not only a better credit score, but it will also open the doors to more lending options.   

Second, make the switch to business credit cards today!

Make the easy jump to business credit cards today and create the financial flexibility you need to achieve your business goals. The right business cards allow you to run and grow your business by keeping charges off of your personal credit report. As long as you pay the cards as agreed, you will be able to create a separation between personal and business expenses. Another benefit to using business credit cards is that the more you use them, the more likely credit card companies will be to increase your limits. Unlike personal credit cards, there is not a utilization rate penalty. Investors are able to spend up to their maximum credit limit. As a result to separating business from personal, it makes investing easier and more profitable.

Third, what do you need for a business credit card?

Business credit cards are the same type of cards that you use now in your personal life, only now they are in your business name. These cards can be obtained in a few hours with the right credit score and set up. What do you need for a business credit card within this lending environment? 

  1. A good to great credit score
  2. A business that looks and acts like a real business
  3. A steady income or proof of a potential income 
  4. Finding and working with the right banks for your investment needs

To be clear, we are not talking about building corporate credit, which can take years to acquire. Instead, business credit cards are the fast and easy way to get your personal credit back on track. Here are just a few of the benefits to making the switch to business credit cards.

  1. You can use them like cash for down payments or earnest deposits
  2. Can be used to pay contractors, even when they don’t accept credit cards
  3. Moving business charges to the business credit cards will increase your credit score
  4. They will decrease your personal DTI (debt to income)
  5. You can benefit from 0% offers

Bonus Pro Tip!

Fund your growth with 0% interest for up to 18 months with many of these business credit cards. By working with large national and super regional banks for both credit cards and unsecured lines of credit, you will in turn have more lending options available. It is important to look for small local banks in order to build relationships and meet your mortgage needs.

Watch our most recent video to find out more about how business credit cards can help you to invest easier and more profitable.

Don’t want to work on your personal score right now? That’s ok! We can help you look into other lending options including OPM (other people’s money). Options like these can provide the money that you need for any deal on any day at the best rates. Contact us today to find out more!

 

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How to Find a Business Credit Card

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Personal credit cards tanking real estate investors’ credit scores is the #1 thing slowing investors down. The solution? A business credit card.

Especially in the beginning, it’s tempting to use personal credit cards to kickstart your investing adventures. However, the high spending demands of real estate investing can drive up usage and tank your personal credit score. In order to protect your personal score, business credit cards are typically the best option.

Switching to business cards may seem daunting at first, but if you know how to prepare and what to look for, it should be smooth sailing.

Requirements for Business Credit Cards

Business credit cards are one of the best ways to make real estate investing easier and more profitable. But what do you need before you start looking for a business credit card?

1. A Business

Typically, you need to have an operating business for at least a year (though there are exceptions)  before applying for a business card. 

This isn’t quite as tricky as it may sound. You need a business account, website, billing information, etc. Essentially, you need proof that you are, in fact, operating an investment business. 

2. A Good Personal Credit Score

Even though you’re applying for a card that won’t report on your personal credit score, approval for the business card is based on your personal credit score.

If you need to raise your personal credit score before applying for a business card, we can help you with that! Usage loans essentially transfer some of that credit card spending into a separate loan that won’t tank your credit score.

Both we and our sister company Hard Money Mike offer usage loans.

3. 1–2 Personal Credit Cards

Obviously, you will need to use your personal credit cards for your investment needs in the beginning. However, if you’ve been using those well, then banks are more likely to approve a business credit card.

All in all, if you have a business, a good credit score, and a couple of credit cards already, it’s fairly easy to start the process of switching to business cards. 

Tools to Help You Find the Right Business Card

We want to make it easy for you to succeed as a real estate investor—no strings attached. The more you know and the more resources you have, the better equipped you are to find the right deals for you.

We’ve already done some of the work for you:

1. Business Credit Card Marketplace

Here at the Cashflow Company, we’ve partnered with Nav to help you find the right business card for you. By inputting a few pieces of information, we’ll let you know what cards match your needs (and won’t report on your personal credit score).

2. Credit Score Checklist

You can use our free credit checklist download to check the health of your credit score. What can you do to improve that score? Does it need some CPR? What are your options?

3. Other Real Estate Investing Tools

Explore our other tools to optimize your investment strategy. We have various calculators, questionnaires, optimizers, and analyzers to walk you through the various steps of the game.

Contact Us!

Credit scores are a very important piece of leverage. We want you to feel equipped and confident that you’re protecting that credit score in a smart way with business credit cards.

If you want to discuss your credit score, a usage loan, or business credit cards, contact us at Info@TheCashFlowCompany.com. We’re always happy to help!

 

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